Please read the following  terms of use relating to your use of this site, and all the sites listed  below under our brand, carefully. By using these sites, you agree to  these terms of use. We reserve the right to modify these terms at any  time, so please check this page periodically for changes. By using these  sites after we post any changes to these terms, you agree to accept  those changes, whether or not you have reviewed them or been notified  about them. If at any time you choose not to accept these terms of use,  please do not use this site or any of our sites.
T.A. Gelfand, otherwise known as, Annie Gelfand, (“us”, “we”, or “our”) operates the www.EssenceofMasterySummit.com and www.RadicalWisdom.com website (the “Service”).
These terms of use apply to your use of  all of the Sites and services owned or operated by Annie Gelfand,  (collectively “we,” “us,” or “our”), including AnnieGelfand.com,  RadicalWisdom.com, EssenceofMasterySummit.com and any other site that we  have owned or operated, do own and operate or may own or operate in the  future (collectively, the “Sites”). Unless we say otherwise, all  references to the Sites in these terms of use include all such Sites.  These terms of use do not apply to your use of unaffiliated Sites to  which any of the Sites may link to or direct you to.
The content of www.EssenceofMasterySummit.com is  for general information purposes only and does not constitute advice.  Annie Gelfand, Tammy Gelfand, Radical Wisdom, Essence of Mastery Summit  or any other name under which Tammy Gelfand operates her business,  (hereafter referred to as ‘Radical Wisdom’) tries to provide content  that is true and accurate as of the date of the writing; however, we  give no assurance or warranty regarding the accuracy, timeliness, or  applicability of any of the contents. Visitors to www.EssenceofMasterySummit.com should not act upon its content or information without first seeking appropriate professional advice.
 
The Service tries  to provide content that is true and accurate as of the date of the  writing; however, we give no assurance or warranty regarding the  accuracy, timeliness, or applicability of any of the contents. Visitors  to www.EssenceofMasterySummit.com should not act upon its content or information without first seeking appropriate professional advice.
Annie Gelfand,  www.EssenceofMasterySummit.com, www.RadicalWisdom.com are not intended to be a source for advice without consultation. Visitors to www.EssenceofMasterySummit.com and www.RadicalWisdom.com should always seek the advice of an appropriately qualified professional. Radical Wisdom assumes  no responsibility for information contained on this website and  disclaims all liability in respect of such information. In addition,  none of www.EssenceofMasterySummit.com, www.RadicalWisdom.com content will form any part of any contract between us or constitute any type of offer by www.EssenceofMasterySummit.com, www.RadicalWisdom.com. Specific disclaimers may apply in addition to certain content or parts of the site.
Radical Wisdom accepts  no responsibility for and excludes all liability in connection with  browsing this website, use of information or downloading any materials  from it, including but not limited to any liability for errors,  inaccuracies, omissions, or misleading or defamatory statements. The  information at this website might include opinions or views which,  unless expressly stated otherwise, are not necessarily those of www.EssenceofMasterySummit.com, www.RadicalWisdom.com or any associated company or any person in relation to whom they would have any liability or responsibility.
All content and information at www.EssenceofMasterySummit.com, and www.RadicalWisdom.com might be changed or updated without notice. www.EssenceofMasterySummit.com, and www.RadicalWisdom.com might also make changes or improvements at any time without notice.
This website is provided “as is” and www.EssenceofMasterySummit.com, and www.RadicalWisdom.com expressly  disclaims any and all warranties, express or implied, to the extent  permitted by law, including but not limited to warranties of  satisfactory quality, merchantability, or fitness for a particular  purpose, with respect to the service or any materials.
Radical Wisdom, Annie Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com hereby  excludes liability for any claims, losses, demands, or damages of any  kind whatsoever with regard to any information, content, or services  provided at our website, including but not limited to direct, indirect,  incidental, or consequential loss or damages, compensatory damages, loss  of profits, or data, or otherwise.
Refund Policy
Given the extraordinary work and expense that goes in creating this Summit there will not be any refunds available.
If you signed up for a payment plan you MUST complete it on time.  Failure to complete your payment plan will result in removing you from our product.
Please send all customer service issues to team @ essenceofmasterysummit.com and our team will take care of you. 
Limitations of Liability
Radical Wisdom, Annie Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com will  not be liable to you (whether under the law of contract, the law of  torts or otherwise) in relation to the contents of, or use of, or  otherwise in connection with, this website:
to the extent that the website is provided free-of-charge, for any direct loss;
 for any indirect, special or consequential loss; or
 for any business losses, loss of revenue,  income, profits or anticipated savings, loss of contracts or business  relationships, loss of reputation or goodwill, or loss or corruption of  information or data.
These limitations of liability apply even if Radical Wisdom, Annie Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com has been expressly advised of the potential loss.
Nothing in this website disclaimer will  exclude or limit any warranty implied by law that it would be unlawful  to exclude or limit.
By using this website, you agree that  the exclusions and limitations of liability set out in this website  disclaimer are reasonable. If you do not think they are reasonable, you  must not use this website.
Other Parties
You accept that Radical Wisdom, Annie Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com is  an entity that has an interest in limiting the personal liability of  its officers and employees. You agree that you will not bring any claim  personally against Radical Wisdom, Annie Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com individuals, shareholders, officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing  paragraph, you agree that the limitations of warranties and liability  set out in this website disclaimer will protect Radical Wisdom,  Anne Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com individuals, shareholders, officers, employees, agents, subsidiaries, successors, assigns and sub-contractors, including Tammy Anne Gelfand.
Unenforceable Provisions
If any provision of this website  disclaimer is, or is found to be, unenforceable under applicable law,  that will not affect the enforceability of the other provisions of this  website disclaimer.
Disclaimer of Endorsement
Reference within this site to any  specific commercial or non-commercial product, process, or service by  trade name, trademark, manufacturer or otherwise does not constitute or  imply an endorsement, recommendation, or favoring by RadicalWisdom.com.  The views and opinions of the authors of content publish by other  websites or authors does not necessarily state or reflect the opinion of  RadicalWisdom.com or its owners and cannot be used for advertising or  product endorsement purposes.
References to books, software, websites, or products as “Recommended Radical Wisdom, Annie Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com” are specific suggestions only and do not necessarily constitute or imply an endorsement.
Disclaimer for Links to External, Third-Party Websites
Links to external, or third-party  websites, are provided solely for visitor’ convenience. Links taken to  other sites are done so at your own risk and Centre For Life Essentials, Tammy Anne Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com accepts no liability for any linked sites or their content. When you access an external website, keep in mind that Centre For Life Essentials, Tammy Anne Gelfand, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com  have no control over its content.
Any link from the Sites, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com to  an external website does not imply or mean that RadicalWisdom.com  endorses or accepts any responsibility for the content or the use of  such website. Radical Wisdom, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com does  not give any representation regarding the quality, safety, suitability,  or reliability of any external websites or any of the content or  materials contained in them. It is important for users to take necessary  precautions, especially to ensure appropriate safety from viruses,  worms, Trojan horses and other potentially destructive items.
When visiting external websites, users  should review those websites’ privacy policies and other terms of use to  learn more about, what, why and how they collect and use any personally  identifiable information.
Content and Links Disclaimer
 Radical Wisdom, The Sites www.EssenceofMasterySummit.com, and www.RadicalWisdom.com seek to ensure that all content and information published at this website is current and accurate. The information at The Sites www.EssenceofMasterySummit.com, and www.RadicalWisdom.com does not in any way constitute legal or professional advice and Radical Wisdom, the site, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com cannot be held liable for actions arising from its use. In addition, the Sites, Radical Wisdom www.EssenceofMasterySummit.com, and www.RadicalWisdom.com cannot be held responsible for the contents of any externally linked pages.
Applicable Law and Jurisdiction
Each party agrees that any suit, action  or proceeding brought by such party against the other in connection  with or arising from the Terms of Service (“Judicial Action”) shall be  governed by the law of the province of Ontario, Canada as such laws are  applied to agreements between Ontario residents entered into and  performed entirely with the province of Ontario, Canada. You knowingly  consent to the jurisdiction of federal and state courts within the  province of Ontario, Canada. You consent to the venue in province of  Ontario, Canada for any action brought in connection with these Terms of  Service. You consent to electronic service of process regarding actions  under the above agreement.
Records of Visitor Use and Abuse
You consent to having your Internet  Protocol address recorded. An email address may appear immediately below  (the “Identifier”) if we suspect potential abuse. The Identifier may be  used to uniquely match your Internet Protocol address. Visitors agree  not to use this address for any reason.
Visitors agree that harvesting,  gathering, storing, transferring to a third party or sending any  message(s) to the identifier constitutes an acceptance and subsequent  breach of these terms of service.
No Warranties
This website is provided “as is” without any representations or warranties, expressed or implied. The Sites makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, The Sites and Radical Wisdom, www.EssenceofMasterySummit.com, and www.RadicalWisdom.com do not warrant that:
this website will be constantly available, or available at all;
 the information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes, or  is meant to constitute, advice of any kind. If you require advice in  relations to any [legal, financial or medical] matter you should consult  an appropriate professional.